Applying for a Mortgage? Find Out How They Work?

Applying for a mortgage is an intimidating process. But it’s a lot easier if you know how the process works. Discovering how a mortgage works and what you need to do to get one is part of one of the most significant financial commitments a person makes in their lifetime. This happens whenever a person […]

One hand transfers the car to the other hand.

How To Finance a Car

If you need a car, it helps to understand how to finance a car and how the system works. Financing a car is common, but how do you get the best financing deal when you buy a new or used vehicle? The first step is to know how car financing works. It pays to know […]

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How to Buy a Car with No Credit

If you want to buy a car and have no credit, how do you do it? In the old days, buying a car with no or bad credit would have been a real problem. But, thanks to the emergence of the sub-prime auto loan industry, people who have poor or no credit can now walk […]

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How First-Time Home Buyers Can Finance a House

How do you finance a house if you are a first-time homebuyer? First, you may be intimidated about taking this significant step because you lack the financial resources. If that’s the case, there is good news: Today, there are more financial programs than ever to help you get the keys to a new house and […]


How Homeownership Builds Wealth

“A study of the old feudal land system of England provides us with an invaluable glimpse of legal history regulating the most valuable asset of them all: land.  In medieval times, the land was the only form of wealth.”—A Brief History of Real Estate Law Homeownership is considered the best engine to create long-term wealth. […]


What is a Good Credit Score to Buy a Car?

Everyone wants or needs a car, but having a good credit score when buying a car can make the whole process easier.  But the car that you can buy or lease also depends on your credit score. Why is that and what is the connection? Credit scores are important for big purchases and leases such […]


Nine Ways to Boost Your Credit Score

So you want to boost your credit score and establish good credit. How do you do it? Find out the simple rules that will help you boost your credit score is important for anyone interested in borrowing money for small or large purchases. This covers everything from buying clothes to financing a car or buying […]

A woman with laptop sitting on a dollar bill that floats in the air like a flying carpet.  A light bulb with fragments of calculations. A weighing scales that weigh time and money.

How Long Does It Take to Build Credit?

How do you build your credit history? If you thought it takes years to build a credit history, you would be correct. Credit histories take years to build. And months to destroy.   The good news is that if you are just starting your career and recognize that good credit is often the key to getting […]