The median credit score for mortgage approvals is around 759. Your credit score is one crucial aspect of the mortgage process, but lenders also look at other factors. If...
House prices rose in 2021, but the average interest rate on mortgages was 2.9%. These low-interest rates caused a spike in home sales and led to a rise in...
Influential Times First-time home buyer loans can be disturbing due to paperwork and the lack of widespread knowledge. However, these mortgages are actually some of the most powerful tools available to...
After working hard for a few years, it is time for you to take that critical step in your life and purchase a house. However, what is a mortgage,...
Do you want to know what are the mortgage rates today? When you are buying a house, refinancing your home, or making a second loan, rates would be one...
Are you considering refinancing your mortgage? Your new home is already yours after a few years, and you have a better economic status. You might want to reconsider your...
We at Influential Times believe that managing personal finances properly is the cornerstone to a successful, happy, and healthy life. Yet, according to the Federal Reserve, over 77% of...
Learn what is mortgage insurance and how it works before deciding on buying your dream home. Private or government loans, types of insurance, payments.